Asset Liability Management

We have observed that many banks do not have structure for taking many decisions of ALM of the bank. Some banks do have a formal set up but it lacks in necessary MIS data flow and decision making tools.

We would study the present set up and suggest a model set up.

We would suggest a method to put in place the required MIS (Management Information System) by making optimum use of existing MIS data flow.

We would give online and offline training inputs to all concerned to increase their ability to decide on the various ALM issues such as

Deciding the rates of interest on Deposits and Advances

Taking an investment decision

Study of maturity pattern of Assets and Liabilities

Study of quality of assets particularly in investments